USAePay and Authorize.Net offer merchants a cost effective, secure and reliable way to collect payments and process credit card transactions online. This system fills the ecommerce need with a server-based real-time transaction processing system. Merchant Authority™ merchants can use their valid merchant account to use the system to submit, authorize, capture and settle credit card and electronic check transactions online. There is no longer a need for a separate transaction terminal or processing software. These products offer three main methods of processing transactions through the system:

Virtual Terminal - Allows merchants to manually process mail and telephone transactions orders for credit cards and debit cards. With this system merchants can also issue credits to their customers when the need arises. Now you have the flexibility of being able to access the terminal from anywhere in the world with a merchant account payment gateway provider.

WebLink - Allows merchants to link their web site to the online ordering system so that they can process credit card transactions from customers in real-time with complete automation.

ADC (Automated Direct Connect) - Allows merchants to link more complex web sites with the transaction gateway server through the application of a custom programming solution.

Electronic Check Conversions Are also supported on the Authorize.Net and USAePay system for your convenience. These services are optional with optional service fees and signup fees with your merchant account services.